Greater Daytona Beach Area Luxury Homes With Seller Financing Available

I get at least 2 to 3 calls every day from buyers looking to purchase a home in the Daytona Beach, Ormond Beach and Port Orange areas where the seller will carry the note on the home for a short time. This is ideal for the buyer that has cash on hand and has problems getting a traditional mortgage with a bank. The sellers own these homes outright and act as the bank with the buyer’s cash acting as the credit and collateral.

Below are the latest homes on the market in the Greater Daytona Beach area with the option of seller financing being available. These terms are negotiable however sellers like even in a traditional sale have a bottom line of where they want to be financially. I can help you navigate these negotiations and help you get a great deal not only on the home but also on the financial terms. We can negotiate in most cases the amount of money required down, Interest rate and the length of the note. Just as a working example a typical Seller financed property will have terms like this: 20% down, 7% interest with a balloon due on the remaining balance in 5 years. Many of my clients just need 3 to 5 years to set their finances up to refinance the loan into a conventional mortgage.

LUXURY HOMES FOR SALE WITH SELLER FINANCING AS AN OPTION

15 Great Homes With Seller Financing Available

Are you looking to buy a new home, you have great income but you don’t qualify for a traditional mortgage? You have a great job and a nice down payment but the banks don’t want to work with you? Let me tell you a little bit about Owner or Seller Financing!

With seller financing the owner of the home can sell it to you and act as the bank. Banks have strict guidelines and rules they MUST follow in order to provide mortgages to their customers. The home owner can sell their home to whomever they want and they can act as the bank providing the loan to you. Your down payment acts as the security. So your probably going to be asked by the seller for more down then a typical FHA loan is going to require. Most sellers ask for at least 20% down.

15 Seller Financed Homes Currently Available

The seller is probably not going to want to hold the loan for you for 30 years like a traditional bank, most seller financing deals I have helped my buyers get have had a 3 to 7 year balloon payment due. This means that the seller has a set amount of time to either pay off the loan or refinance it into a traditional loan. I like to have my clients talk to a lender to find out what its going to take to get a traditional loan so we know how long they need to do a refinance down the road.

Owner Financing Available on these 3 Port Orange Homes

PORT ORANGE LUXURY ESTATE ON 3.8 ACRES OWNER WILL CONSIDER FINANCING

Peace & serenity! Situated on a secluded 3.8 acres. This custom-built luxury estate is in the heart of port orange. From the moment you enter through the dual electronic gates of this executive estate you know you’re home! Every room in this elegant estate has been designed with extreme attention to detail, that can be appreciated in every corner. This luxury estate is comprised of 3 bedrooms plus executive office (can be converted into 4th bedroom), 2 full, 1 half bath, elegant formal dining room, and extra wide extra deep 3 plus car garage for all the toys. There is an abundance of exquisite craftsmanship and upscale features such as, hardwood & porcelain tile floors, crown molding throughout, tray ceilings, designer light fixtures, surround sound, outdoor shower, and gravity fed septic, to highlight a few. – See more on this Port Orange Owner Financed Home

4 Bedroom 3 Bath Pool Home Owner Will Consider Financing

Nestled on a coveted 3/4 acre conservation lot, this showcase home offers you natural privacy. Located in 24/7 gated Spruce Creek Fly In, you’ll delight in the outdoor living space. Inside, large windows immerse each room in natural light. There is plenty of open space for entertaining, high ceilings, tile floors, a formal dining room and a delightful kitchen with solid surface counters, plentiful cabinetry, a pantry, breakfast bar and cafe area. With a superb split bedroom plan, the private owner’s suite is a welcome retreat with a step-down ceiling and a roomy bath with a raised dual vanity, soaking tub and a walk-in shower. The other bedrooms and baths provide plenty for room for family and guests. A sparkling pool, 3-car garage, tile roof and circular driveway will add to your delight.

see more of this Port Orange Owner Financed Home

Brand New 4 Bedroom Home Port Orange Owner Financing Available

Brand new, barely lived in Manatee Model built by Jones Homes. Westport has a swimming pool, cabana, and a nature walking trail. Low HOA fees! This 5 bedroom, 3 bath, 2 car garage has plenty of room to roam. 4 Bedrooms upstairs and one down. This beauty has a 10 year structural warranty by builder. Well built with lots of luxury features. Granite counter tops and backsplash, 42” cabinets, crown molding, 5 1/4” baseboards, 9’4” ceilings on first floor and 9′ on second floor. Energy efficient R-38 attic insulation and R-13 second floor exterior wall insulation. Too many extras to list. Gorgeous flooring throughout. Must come see to appreciate. Large covered lanai to relax in after a long day. Home is located conveniently close to major shopping outlets, entertainment, parks, banks, schools, the beach, and so much more. Fenced in yard, covered lanai with beautiful pavers. Minutes from Daytona International Airport, Daytona Inter, national Speedway, and LPGA International.

Owner will consider financing.

View All Owner Financed Homes Currently Available

To see any of these homes or any of the homes in the Market in the Central Florida area please give me a call James Jestes 386 315 4744 I would be happy to answer any questions and schedule an appointment to view any home for sale in the Daytona Beach area.