Daytona Beach has lots of great properties available that are available and being sold as owner financed. If you’re having trouble getting a traditional mortgage but you have a good down payment you can still purchase a home without as many hoops to jump through. Find your home and move in quickly with an owner financed or lease-purchase home. Check out the homes below and be sure to check our complete list of every owner financed home listed in the Daytona Beach area MLS.
Owner Financed Homes No Bank Required
This home is a 4 bedroom, 4 bathroom home in the community of Whanorsham. $475,000
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Absolutely amazing beachside custom 4 bedroom home with over 3800 square feet sitting high atop a dune on a huge fenced lot 200 yards to the ocean. Relax on the large front patio with peeks of the ocean or open up the multiple french doors for an open air escape. Words cannot describe the expansiveness and beauty of this home. Huge formal living in the front of the house, two dining areas, a massive living room with fireplace. The south wing of the home has 3 bedrooms, 2 bathrooms with Brazilian rosewood floors & master suite with spa-like bath w/ jacuzzi tub & glass-enclosed rain shower, his & hers master closets & vanities. Utilize in-law/guest suite w/ private entrance & full bath for additional income. Huge deck great for entertaining w/ summer kitchen, fire pit area & dining. RoofJune2018…
This home is a 4 bedroom, 4 bathroom home in the community of Tomoka Park. $364,900
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Old Southern Charm Home with rocking chair front porch, or the screened-in back porch, enjoy sitting and overlooking the water watching sunrises. This home has an open floor plan with 10′ ceiling, LARGE kitchen with plenty of cabinets. For family and guests, you have 4 bedrooms, 4 baths and 2 fireplaces. This home is ready for your family! Enter the master suite through french doors that open to a balcony. relax in a soothing claw foot tub! Outside you have a place to park your RV plus a 2 car garage. The metal roof is timeless.…
This home is a 3 bedroom, 3 bathroom home in the community of Sandpiper Forest. $988,500
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Luxury awaits in this impressive 3 story Mediterranean Oceanfront home. Unobstructed ocean views from nearly every room. Relax to ocean breezes and panoramic sunrises and sunsets. This one of a kind property features 3 bedrooms, 3 baths, billiard room, and a resort-style pool with pavered decking and a coquina rock waterfall. The first floor features natural marble flooring. both the Master suite and the guest bedroom feature their own private lanai and deck. This is the first time this home has been offered for sale and is priced well below market value allowing you to make any updates you feel are necessary to make this home your own.…
This home is a 5 bedroom, 3 bathroom home in the community of Little Venice. $1,175,000
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NESTLED ON A QUIET CUL-DE-SAC, ON THE RIVERFRONT AND ON BEACHSIDE, JUST A TWO MINUTE WALK TO THE BEACH OR A FEW SECONDS DRIVE DOWN THE EMILIA APPROACH, THIS A-FRAME, 2 STORY, 5 BEDROOM 3.5 HOME OFFERS THE OPTION OF EITHER A 6TH BEDROOM, DEN, OFFICE OR BAR ALONG WITH A LOFT AND A LARGE BONUS ROOM. THE SPACIOUS DOCK ALSO HAS AN UPPER DECK WITH BREATHTAKING VIEWS OF THE INTRACOASTAL. THE 15×30 POOL HAS A SCREEN ENCLOSURE AND IS SET UP FOR HEATING IF DESIRED. THIS HOME HAS UNDERGROUND UTILITIES AND IS LOCATED JUST 1/2 MILE SOUTH OF THE DUNLAWTON BRIDGE WITH EASY ACCESS TO EVERYTHING. IDEAL FOR A LARGE FAMILY. EASY BOAT ACCESS TO INLAND WATERWAYS IN ALL DIRECTIONS. A FISHERMANS PARADISE. THE BACKYARD IS ENCLOSED ON BOTH SIDES WITH WHITE PVC FENCING. THERE IS AMPLE PARKING FOR 6+ CARS. YOU…
CALL JAMES JESTES TODAY FOR MORE INFORMATION ABOUT OWNER FINANCED HOMES IN THE GREATER DAYTONA BEACH AREA 386-315-4744
This home is a 3 bedroom, 2 bathroom home in the community of Georgetown. $249,900
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Don’t miss this new listing in the Georgetown subdivision. This 3bd/2ba/2cg home on .34 acre (pie shaped lot) is conveniently located in Daytona Beach just 10 minutes from the International Speedway, 15 minutes from the beach, 5 minutes from I-95 and 5 minutes from the Publix Grocery Store. It will certainly pass every inspection with a NEW shingled roof, NEW Air Conditioner, NEW Bathtub, NEW electric box and FRESH Paint. The home repairs have been done. It just needs your personal touches. It is move-in ready but you can decide what you want to upgrade. The split bedroom plan and family room with fireplace make it great and roomy for the family.…
This home is a 4 bedroom, 3 bathroom home in the community of Breakaway Trails. $495,975
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OWNER WILL CONSIDER PRIVATE FINANCING OR A LEASE PURCHASE. This 4 bedroom, 3.5 baths, oversized 2 car garage estate features, new interior paint throughout, high ceilings, formal living room, formal dining room, and family room. The gourmet kitchen includes granite countertops, tile backsplash, breakfast nook, and pantry. Large family room with a brick accent wall, woodburning fireplace & wet bar. Downstairs master suite has extra-large private master bath with garden tub and standup shower as well as 2 large walk-in closets. There is also a 2nd downstairs bedroom perfect for guests or home office. Upstairs features 3 bedrooms & a veranda overlooking large downstairs family room. Other notable features include: Inside laundry with storage and sink, large enclosed lanai overlooking lake & pool…
This home is a 3 bedroom, 2 bathroom home in the community of Port Orange Plantation. $259,900
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OWNER WILL CONSIDER FINANCING.
Fully remodeled, waterfront property! The top-to-bottom remodel starts even before you walk in with new landscaping and updated walkway to your front entrance, and continues inside to a gorgeous kitchen with all new granite counter and bar top, appliances, fixtures, backsplash, flooring! The beautiful kitchen overlooks a spacious family room with a fantastic water view just outside your covered patio, perfect for Florida living! The master bedroom boasts a walk-in closet and a luxuriously updated en suite with dual sinks, large bathtub, and walk in shower. Spacious guests bedrooms complete the split floor plan with a remodeled guest bath between the bedrooms. New garage door installed 03/2020!…
Fully remodeled, waterfront property! The top-to-bottom remodel starts even before you walk in with new landscaping and updated walkway to your front entrance, and continues inside to a gorgeous kitchen with all new granite counter and bar top, appliances, fixtures, backsplash, flooring! The beautiful kitchen overlooks a spacious family room with a fantastic water view just outside your covered patio, perfect for Florida living! The master bedroom boasts a walk-in closet and a luxuriously updated en suite with dual sinks, large bathtub, and walk in shower. Spacious guests bedrooms complete the split floor plan with a remodeled guest bath between the bedrooms. New garage door installed 03/2020!…
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This home is a 3 bedroom, 2 bathroom home in the community of River Breeze Estates. $293,700
https://daytonabeachpropertysearch.com/1071077
Located on possibly the most desirable street in Ormond By The Sea. This 3 Bedroom, 2 Bathroom split plan is an easy walk to the beach, with deeded beach access at the end of the street. Come home, take a dip in the Hot Tub! The master suite with it’s own access would make an excellent Mother In Law adult child,or the perfect opportunity for a rental situation. New Septic and drain-field 12/2019, roof 9/2009. Electric panel and cloth wires were upgraded in 2014, all the ”heavy lifting” has already been done. Has an outside building for lawn equipment or workshop. Custom inlaid wood butcher block kitchen counter. Nicely updated bathrooms & kitchen, large living room. Disclaimer: All information provided is deemed reliable, but is not guaranteed and should be independently verified.…
This home is a 4 bedroom, 2 bathroom home in the community of Tymber Creek. $199,900
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Nice Home on a Quiet Culdesac in the Gated Neighborhood of Tymber Creek. Nestled among Floridas Old Oak Trees, This beautiful Established Community is just 6-1/2 miles to the Atlantic Beaches and has a Pool, Tennis Courts and Playground. Master Bedroom on 1st Floor.Large Enclosed Porch and a Double Sided Fireplace. Don’t Miss this Opportunity to own in Tymber Creek!!…
GET MORE INFORMATION ABOUT OWNER FINANCED HOMES IN THE DAYTONA BEACH AREA
This home is a 4 bedroom, 3 bathroom home in the community of Not On The List. $424,000
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Welcome home to Ashford Lakes, one of Ormond Beach’s most sought after communities. This community features large home sites and lush green
preserves. 4 Bed/2.5 bath. When you enter the home through the covered front porch you are greeted with a large foyer with beautiful wood flooring and volume ceilings. Gorgeous staircase to the left leads to fantastic loft flex space and upstairs rooms. Downstairs open living and large kitchen with island and large walk-in pantry with shelves. Lots of storage. Energy efficient 2 zone AC. 3 bedrooms upstairs with full bath tub/shower. 3 car garage – extra deep and floor epoxy coated. Full house gutters, fully sodded and landscaped with 5 zone irrigation system. Covered lanai. Great for entertaining. Sparkling new and Move in ready!…
preserves. 4 Bed/2.5 bath. When you enter the home through the covered front porch you are greeted with a large foyer with beautiful wood flooring and volume ceilings. Gorgeous staircase to the left leads to fantastic loft flex space and upstairs rooms. Downstairs open living and large kitchen with island and large walk-in pantry with shelves. Lots of storage. Energy efficient 2 zone AC. 3 bedrooms upstairs with full bath tub/shower. 3 car garage – extra deep and floor epoxy coated. Full house gutters, fully sodded and landscaped with 5 zone irrigation system. Covered lanai. Great for entertaining. Sparkling new and Move in ready!…
This home is a 5 bedroom, 4 bathroom home in the community of Trails. $735,000
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You will not find a home on the Tomoka River that is near the beauty and quality of 5 Circle Oaks Trail! This truly unique home is tucked amongst majestic, live oaks on close to 2 acres, AND is situated on a quiet cul-de-sac in the CENTRALLY LOCATED and coveted Trails Community. You are right in the heart of Ormond Beach, yet you feel like you are on your own private island on the Tomoka River. It is a perfectly private setting for this remarkable home! All you will hear is the breeze in the trees and birds singing accompanied by the trickling waterfall from the INFINITY EDGE POOL! This spacious pool is surrounded by an even more spacious, pavered outdoor living area with 1,000 Sq ft of covered lanai complete with custom Tiki bar. And another approximately 1000 sq feet of open…
This home is a 3 bedroom, 3 bathroom home in the community of Halifax Plantation. $475,000
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Custom built by Stoughton, this 3/3/2 courtyard home sits pretty on one of the most exclusive streets in Halifax Plantation. Situated at the end of a cul-de-sac with no neighbors on one side, this estate lot is nearly 3/4 acre in size so plenty of room for privacy & a pool. As soon as you open the 8′ double doors you’ll step into an approx 1300 sq ft newly screened & pavered courtyard with soaring ceilings, summer kitchen & waterfall etc providing a welcoming outdoor living area. A separate & spacious mother in law suite (with its own newer AC) is perfect for guest to enjoy their own space. Several 8′ double doors leads you into the main living areas where architectural details are sure to impress; volume ceilings, wood floor with tile inlay, granite kitchen, 42” cabinets,…
This home is a 3 bedroom, 2 bathroom home in the community of Coquina Key. $639,000
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Amazing ocean & beach views from this stunning heated pool home just steps from the sand in the highly desired Coquina Key community. Relax & entertain while enjoying stunning sunrises & sunsets from multiple patio areas. Enter into a stunning new kitchen with granite counter-top, soft close cabinets & new SS appliances. All tile on bottom floor with access to pavered pool area screened & fenced. This 3 Bed 2.5 bath home has the ability to have 2 master suites. Open living area with 1st floor bedroom & bath which could be used as a master. 2nd floor has 2 bedrooms & 1.5 baths along with a spacious living area. Enjoy a covered patio area & ocean views as well from the 2nd floor. 3rd floor has wet bar & large 847 sq. ft. upper patio area. Private beach walkover. New pool heater, new AC unit…
This home is a 4 bedroom, 3 bathroom home in the community of Sawgrass Point. $355,000
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Location, location, location! Beautiful remodeled custom build home. Newer architectural roof-December 2018, new water heater-September 2019, interior paint and security system. This spacious home offers all the upgrades and conveniences of Port Orange, with the added privacy you are looking for. The kitchen boasts new, stainless steel Samsung appliances, under mount lighting, 42in real wood cabinets, and granite countertops. The high 12 foot ceilings throughout the living area provides a large openness of the split floor plan, which includes a formal living area. Overlook the great room with a wood burning fire place from the open kitchen and bar area. This 4 bedroom, 3 bath home is designed with an oversized master bedroom with a sitting area, and two master walk in closets.…
This home is a 2 bedroom, 1 bathroom home in the community of Riverview. $211,900
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Selling as is. Fully mega furnished. Great for immediate rental occupancy.
2 queen beds with dressers, and end tables. New range, new microwave, fridge, kitchen table
with 4 chairs, sleeper sofa, 2 tvs, 1 love seat, 2 casual chairs, 2 coffee pots, 2 bikes, gas grill, picnic table w umbrella, multiple beach toys.
This house is ready to move in.
Also note that the house is located 3 blocks from the great Daytona South Beach. There is a park with restrooms and parking and entrance to the beach just 3 blocks away. We usually walk to the beach.3 blocks from beach, multiple restaurants nearby.
Great part of South Dayatona beach area.…
2 queen beds with dressers, and end tables. New range, new microwave, fridge, kitchen table
with 4 chairs, sleeper sofa, 2 tvs, 1 love seat, 2 casual chairs, 2 coffee pots, 2 bikes, gas grill, picnic table w umbrella, multiple beach toys.
This house is ready to move in.
Also note that the house is located 3 blocks from the great Daytona South Beach. There is a park with restrooms and parking and entrance to the beach just 3 blocks away. We usually walk to the beach.3 blocks from beach, multiple restaurants nearby.
Great part of South Dayatona beach area.…
This home is a 3 bedroom, 3 bathroom home in the community of New Smyrna Beach. $299,000
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The seller is offering this historical home completely remodeled with upstairs apartment and/or in law suite. Located close to the the famous downtown district and all the places New Smyrna Beach has to offer. Seller will consider financing with approved terms. The home has new flooring, kitchen cabinets, appliances, doors, and paint along with many more features. A true must see if you are looking for a turn key early 1900’s homes that has been redone. All information is intended to be accurate but is not guaranteed.…
This home is a 3 bedroom, 2 bathroom home in the community of Ormond Beach. $389,000
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.This beautifully renovated bright and airy home is a beach lovers dream sitting on a premium lot that backs up to a preserve with a short walk to the beach. The light and bright kitchen features All new cabinets, stainless appliances, and quartz countertops. The oversized kitchen bar allows family & friends to gather around and is open to the family room and fireplace. In addition to the 3 bedrooms, there is an office/flex space or 4th bedroom. Large Inside laundry room. Lots of privacy and plenty of space for a large pool. Additionally, Sandra Drive has dedicated beach access from A1A.
This home is a must-see if you are looking to enjoy the Florida lifestyle! OWNER WILL FINANCE WITH 15% DOWN.…
This home is a must-see if you are looking to enjoy the Florida lifestyle! OWNER WILL FINANCE WITH 15% DOWN.…
This home is a 4 bedroom, 4 bathroom home in the community of Heritage Forest. $649,900
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.This home should not be missed. The owner of this property hired a talented contractor to completely renovate, refurbish and remodel this wonderful home and the end result is outstanding. Nestled behind lovely oaks that shade azalea gardens, sits this beautiful home where no stone has been unturned. Approach the home through the paver appointed drive and onto the covered front porch with travertine tile to enter the front door where you will find a grand living room with a wonderful stone fireplace and porcelain wood grain floors under cathedral ceilings. Just opposite is a generous dining room that overlooks the gardens through two large windows.
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This home is a 4 bedroom, 4 bathroom home in the community of Hunters Ridge. $449,900
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PRICED BELOW APPRAISAL! Custom-built, stylish, and spacious red brick home is just waiting for its new owners in the very desirable community of Hunter’s Ridge. Amenities abound, including tennis, a clubhouse, a community pool, and plenty of places to enjoy the outdoors. The large entry foyer makes a dramatic statement as you enter this family home of more than 4,500 living square feet. The large kitchen has granite counters, stainless appliances, tons of cabinetry, a large island, and a walk-in pantry. Large formal living area and the massive family room each have gas fireplaces, recessed lighting, and elegant details. A back patio screened in porch and huge fenced in backyard make this a great home for children and pets to run and play. A 24×15 bonus loft room is very private and makes…
This home is a 4 bedroom, 3 bathroom home in the community of Daytona Shores. $365,000
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Here’s a chance to own one of the newest homes on desirable North Beach Street.Built and completed on 8-19-2015.4 large bedrooms/3.5 baths.1 master downstairs!2 masters and a guest room upstairs!This gently used, very well maintained home is Located conveniently in the heart of Ormond Beach, close to everything.Offers the best school district and only 3.6 miles from the beach.Custom built with top of the line materials and many upgrades.Custom plantation shutters on all windows throughout the home and custom cabinetry is only a few to list!Whether you like driving through the beautiful Ormond loop or enjoy walks downtown or on the Granada bridge,fishing at the Tomoka river or boating using many of the public boat ramps nearby,this home/area has something to offer everyone…
This home is a 3 bedroom, 3 bathroom home in the community of Georgiana Park. $128,000
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This 3 bedroom 2.5 bath bungalow doesn’t show great. The house itself is great, but it shows terribly inside! These cosmetic deficits mean savings for you. Bring us your highest and best offer and walk away with cash in your pocket. Full priced offers close with a $4,000 Air Conditioning allowance, a new kitchen appliance and a new carpet. You choose the color! Solid home needs TLC, has good bones and layout. The original hardwood floors have been overlaid with plywood and are waiting for you to decide what’s next. AC system estimates on file, you can have a new system installed before closing or take $4,000 cash back in your pocket. Enjoy more room, in this spacious, large home, featuring rebate opportunities at closing, flexible financing and over 1500 + square feet of house!…
This home is a 3 bedroom, 2 bathroom home in the community of Plantation Bay. $349,900
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Great pool home located in the highly desirable gated community of Plantation Bay. Freshly painted and clean, ready to move in. Nice split floor plan, large master bedroom, kitchen opens up to the living room, formal dinning room, and family room. In house laundry and separate pantry. The pool area has great entertaining space with hot tub/spa. Enjoy this private, safe and friendly community. Golf Carts Welcome! Plantation Bay is a gated, active lifestyle community offering optional amenities such as: 2 golf courses & clubhouses with restaurants, 2 community pools, cabana bar, fitness & spa center, tennis, pickleball & bocci ball courts.…
This home is a 3 bedroom, 2 bathroom home in the community of Oak Forest. $319,900
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Beautiful 3 bedroom 2 bath, heated salt water pool home just minutes to Tomoka State Park & the Beach! Lots of upgrades & move in ready. Bright white kitchen with SS appliances, custom wood wall & granite countertops. This home offers 2 living areas, a fireplace and indoor laundry. All new, vinyl plank flooring and molding, new vinyl windows and blinds. Master bath offers dual vanities & frameless glass shower door. Seller just added a new covered outdoor area on the patio over looking the large 12×26 pool. Outside offers pavered walkway to a 20×8 workshop w/elec & a 10×8 covered storage area, perfect for golf cart or toys. This home is in a great location, close to everything, it has Energy efficient water heater, roof 2016, gutter guards, termite bond & transferable home warranty.…
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Owner Financing Benefits to Home Buyers
(386) 315 4744
- Little or No Qualifying. Even if the seller requires a credit report on the buyer, the seller’s evaluation of buyer qualifications are less stringent and more flexible than those imposed by conventional lenders most of the time.
- Tailored Financing. Unlike conventional loans, sellers and buyers can choose from a variety of payment options such as interest-only, fixed-rate amortization, less-than-interest or a balloon payment. Payments can mix and match. Interest rates can adjust periodically or remain at one rate for the term of the loan.
- Down Payment Flexibility. Down payments are negotiable. If a seller wants a larger down payment than the buyer possesses, sometimes sellers will let a buyer make periodic lump-sum payments toward a down payment.
- Lower Closing Costs. Without an institutional lender, there are no loan or discount points to pay. No origination fees, processing fees, administration fees or any of the other assorted miscellaneous fees that lenders routinely charge, which automatically saves money on buyer closing costs.
- Faster Possession. Because buyers and sellers aren’t waiting on a lender to process the financing, buyers can close faster and get buyer possession earlier over a conventional loan transaction.
