When a House Becomes a Home

It’s clear that owning a home makes financial sense. But lately, the emotional side of what drives homeownership is becoming increasingly important.

No matter the living space, the feeling of a home means different things to different people. Whether it’s a familiar scent or a favorite chair, the feel-good connections to our own homes can be more important to us than the financial ones. Here are some of the reasons why.

1. Owning your home is an accomplishment worth celebrating

You’ve put in a lot of work to achieve the dream of homeownership, and whether it’s your first home or your fifth, congratulations are in order for this milestone. You’ve earned it.

2. There’s no place like home

Owning your own home offers not only safety and security but also a comfortable place where you can simply relax and unwind after a long day. Sometimes that’s just what we need to feel recharged and truly content.

3. You can find more space to meet your needs Continue reading…

10 Most Expensive Homes Sold In the Greater Daytona Beach Area 2018

Below are the top 10 most expensive homes SOLD in the Greater Daytona Beach area in 2018 ( Daytona Beach, Ormond Beach, Port Orange, Ponce Inlet, and the surrounding areas. )

One of the greatest things about purchasing a home in the Daytona Beach Area is that the values of homes are still very affordable. What you would spend for a small home in many parts of New York or California, would buy you a Luxurious waterfront home here in sunny Florida. The most expensive home in the area sold for only $25,000 more than the most expensive in 2017. Our prices are holdings steady and buyers are getting great deals in Luxury!

Have a look at what best homes sold for in 2018 and check out the lists of luxury homes currently on the market! I am available to talk about real estate here in the Greater Daytona Beach area, Just give me a call 386-315-4744 anytime. Without further delay here are the homes that made the list for 2018.

10. 4932 S Peninsula Drive

Daytona Beach Shores 3 or more Bedroom Oceanfront Condos For Sale

Are you ready to find your new condo at the beach? Look no further than Daytona Beach Shores! Great soft sand, plenty of things to do and lots of beautiful condos for sale. Daytona Beach Shores has a great variety of condo buildings with lots of different amenities. Below you will find a great list of condominiums for sale in the Daytona Beach Shores area.

DAYTONA BEACH SHORES 3 BEDROOM CONDOS

There are so many great condos to choose from in Daytona Beach Shores. Buying a condo in this area will be a great experience. Contact James Jestes today to have any of your questions answered. 386 315 4744 or you can facebook message him directly at the bottom right side of this page.

Browse all 3 or move bedroom condos directly on the ocean!

All condos and homes for sale on the beach side can be found here.

Average rate on 30-year mortgage falls to 3.81%

WITH MORTGAGE RATES DROPPING YOU CAN AFFORD A NEW HOME AT THE BEACH

WASHINGTON (AP) – Jan. 21, 2016 – Average long-term U.S. mortgage rates fell this week for a third straight week as global stock markets continued to be pounded by falling oil prices and worries over economic growth.

Mortgage buyer Freddie Mac said Thursday the average rate on a 30-year fixed-rate mortgage declined to 3.81 percent from 3.92 percent a week earlier. That was its lowest level in three months. The rate has increased from its 3.63 percent average a year ago but remains well below its historic average of 6 percent.

The average rate on 15-year fixed-rate mortgages dipped to 3.10 percent from 3.19 percent.

On Wall Street Wednesday, stocks tumbled as the price of oil suffered its worst one-day drop since September. The Dow Jones industrial average dropped more than 500 points during the day. The market clawed back much of the decline but still ended sharply lower with a loss of 249.28 points, or 1.6 percent.

BANK OWNED HOMES FOR SALE DAYTONA BEACH

These are the newest homes on the market!
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The continuing tumult in stock markets around the world has pushed up prices of U.S. government bonds as investors seek safety. That has depressed the yields on the bonds, which mortgage rates track.

The yield on the 10-year Treasury bond dropped to 1.98 percent Wednesday – its lowest level since October – from 2.09 percent a week earlier. The yield slipped further to 1.97 percent Thursday morning.

The benchmark yield has fallen sharply since the start of the year amid the stock market turbulence. At the end of 2015, it stood at 2.30 percent.

To calculate average mortgage rates, Freddie Mac surveys lenders across the country at the beginning of each week. The average doesn’t include extra fees, known as points, which most borrowers must pay to get the lowest rates. One point equals 1 percent of the loan amount.

The average fee for a 30-year mortgage was unchanged from last week at 0.6 point. The fee for a 15-year loan remained at 0.5 point.

The average rate on five-year adjustable-rate mortgages dipped to 2.91 percent from 3.01 percent; the fee rose to 0.5 point from 0.4 point.

BEACHFRONT CONDOS FOR SALE

4 Great Owner Financed Homes For Sale Ormond Beach

Ormond Beach has lots of great properties available that are available and being sold as a lease purchase or owner financing. If you’re having trouble getting a traditional mortgage but have a good down payment you can still purchase a home without as many hoops to jump through. Find your home and move in quickly with an owner financed or lease purchase home. Check out the homes below and be sure to check our complete list of every owner-financed home listed in the Ormond Beach area MLS.

Owner Financed Homes In Ormond Beach No Bank Required

View all lease purchase and owner financed homes for sale on the coast in central Florida.

Buffalo NY, I need to move! What about Daytona Beach.

8 feet of snow means it’s about time to start thinking about moving south. Buffalo NY received more snow in one day in NOVEMBER! Its time to find a new place to live in the only warm state in the nation. Florida is where you want to start looking! There are so many great homes in Daytona Beach and the surrounding area at affordable prices making it one of the ultimate destinations of people relocating to Florida.