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2017 Welcome to your new home in Daytona Beach

It’s January and there are a lot of great homes coming on the market!

Interest rates are expected to rise several times this year making the first quarter a great time to  buy! Home prices have been slowly rising in the central part of Florida, on average home values rose 12.5% over the last 12 months.

Below are some of the listings in our office but dont let that limit what you see you can also search all of the homes in the area by clicking here: SEARCH FOR FLORIDA HOMES AND CONDOS.  FHA loans have some great new savings you can see more information on them below the listings.

If you have any questions or would like to see any properties give  James Jestes a call  386 315 4744


Some great new on Mortgages

HUD announced yesterday that the monthly mortgage insurance premium for FHA has decreased effective with all closings on or after January 27, 2017.

For 30 year fixed mortgages, the monthly premiums are dropping by 25 basis points, from .85% to .60%.  This can equal big savings over the life of the loan, for example:  On a $200,000 loan amount, this equates to a monthly savings of approximately $50 per month.  This also increases purchasing power!

To read the entire HUD announcement, please click on the following link:

Remember, Our lender can offer Mortgages for FHA loans down to a 580 credit score when most banks require a 620 or 640 score!   Call James Jestes today to be put in touch with a lender that can help you purchase your new home!



I look forward to hearing from you!

Your Florida Real Estate Agent

James Jestes


4 Great Owner Financed Homes For Sale Ormond Beach

Ormond Beach has lots of great properties available that are available and being sold as a lease purchase or owner financed. If your having trouble getting a traditional mortgage but you have a good down payment you can still purchase a home without as many hoops to jump through. Find your home and move in quickly with an owner financed or lease purchase home. Check out the homes below and be sure to check our complete list of every owner financed home listed in the Ormind Beach area MLS.

Owner Financed Homes In Ormond Beach No Bank Required


Owner Financed Ormond Beach home for sale4 Bedroom 2 Bath Ormond Beach Home Owner Financed

NO BANK! Owner will finance with $20,000 down. 4 bedroom home located on a cul-de-sac just steps away from 40 acre Central Park in convenient Ormond Beach location. Walk to shopping and dining! This home has cathedral ceilings in living room and dining room. Huge 17×13 Screened Porch! BACK YARD FENCED! Balcony overlooking backyard. Indoor utility/laundry room. Seller is also a buyer and will trade up or down for a townhouse or condo or pool home!
See more information about this owner financed Ormond Beach pool home by the ocean.



owner financed beachside home florida$378,000 3 Bedroom, 3 Bathroom Owner Financed Beachside Home in Ormond Beach

What more can you want in a gorgeous beachside charmer? A luxurious entrance with tile flooring throughout the home accenting the 18′ cathedral ceilings perfectly. A lovely upgraded kitchen including granite counter tops, a cook-top island, and double oven.
Enormous master bedroom includes attached master bathroom with jacuzzi tub and double vanity. Mere yards from the Atlantic, perfect for the traffic free beach lover. Home also includes sprinkler system on a well, and storm shutters. See more information about this Owner financed home in Ormond Beach.


$2,800,000 9 Bedroom, 9 Bathroom Owner financed Luxury Oceanfront home in Ormond Beach FLOwner financed luxury oceanfront home for sale

Owner Motivated!! REDUCED!!!Former bed and breakfast!!! This home is essentially brand new in 2007 and great detail and efforts were made in the restoration to retain the charm and feel of the original home, built in 1918.

3,190 Sq. Ft addition to existing house, adding 3 car garage, extensive crown moldings, case moldings, base and shoe moldings all help contribute to this feel and charm along with the flooring which includes oak hardwood, marble, tile, and hand-scraped teak. Complete exterior pain, new toilets and faucets Master suite on second floor is a retreat on its own, built in floor to ceiling bookshelves private office, oceanfront balcony, and fitness room ; All new renovated kitchen has everything and more with dual trivection turbo chef ovens, Ge monogram stainless refrigerator and gas range with 2 more ovens, ice maker and beverage coolers. Breakfast bar seats 8.

Lots of spaces for entertaining and privacy. The home has a 3 car garage. Brand new pool with a paver deck and patio, marble lanais and balconies round out the perfection of the home and spa room. Location, location, location!! No-drive section of beach, walking distance to Oceanside country club, restaurants and shopping

– More information on this Owner financed 9 bedroom 9 bathroom oceanfront home in Ormond Beach Florida.


Ormond Beach FLorida Homes for sale no bank3 Bedroom 3 Bathrooms   Owner Financed Ormond Beach Home.

Have you been looking for the perfect Florida home? Look no further. This 3 bedroom, 2.5 bath home has it all. This gorgeous sprawling home features, soaring ceilings, beautiful kitchen and graded entry ground pool all mere yards from the Atlantic. Just a short distance to the traffic free beach. Beautiful. Large eat-in kitchen with stainless steel appliances make it perfect for entertaining. Enormous master bedroom attached to the master bath with a large garden tub, and double vanities and a closet big enough to move into. Perfect for entertaining in the fenced back yard and sparkling pool. Includes storm shutters.


View all lease purchase and owner financed homes for sale on the coast in central Florida.

Luxury Waterfront Homes For Sale Ormond Beach Florida

luxury river front home Ormond Beach 1240 John Anderson Drive 4 Bedroom, 4 Bathrooms over 4000 Sq. ft home on the river $879,000

Come to the water and live large in this impeccable 4,000 square foot intracoastal river front residence. It is sure to please with  river views, sunset views & more views. Featuring four bedrooms, four baths and offers a formal living and dining room separated by a two story open foyer and gorgeous glass staircase. Stellar chef’s kitchen with beautifully appointed granite on both the counter tops and the massive center island. Abundant pantry, stainless steel appliances, breakfast bar and amazing cork kitchen floor all opening to a huge family room with a granite topped bar, vaulted ceilings, stone fireplace and incredible river views. The more than ample first floor master retreat opens to the pool and boasts vaulted ceilings, bath with dual vanity, a huge tub, separate shower and a 15 x 8 custom closet. Upstairs you will be impressed by the spacious and thoughtful layout of the beds and baths and the beautiful sunsets captured from the upper balcony off of two of the bedrooms. Brand new carpet throughout, home has been nicely cared for and will be an incredible opportunity for anyone who loves to entertain or has the need for wide open spaces. A joy to show and an even bigger joy to call yours! See more of 1240 John Anderson Drive in Ormond Beach


Luxury River Front home for sale 3212 John Anderson Drive3 Bedrooms, 3 Bathrooms and a pool right on the intercoastal

Major price reduction makes this one of the very best opportunities on the River! The new offering price represents a fraction of what it would take to reproduce a home of this caliber in this location. Custom West Indies style luxury home sitting directly on 135 feet of Intracoastal waterway with panoramic views of the river, Tomoka Basin and the perpetually natural shoreline of the State Park beyond. This home was constructed in 2003 and features a long list of fine interior appointment and fixtures including but not limited to the breathtaking Teak Floors. The Kitchen is amazing with a generous granite service bar for casual meals or entertaining a crowd. The working island is set on casters enabling the chef to add work space to any area of the kitchen.

Luxury Ormond Beach home for sale 1170 JOHN ANDERSON Drive 6 Bedrooms, 7 Bathrooms Ormond Beach Luxury home with Deep Water Access

This one-of-a-kind 5,475 sq.ft. Riverfront home is like living in a piece of artwork. This multi-level 6 bdrm, 5 bath home with 3 car garage has fantastic views from every room. Also designed for entertaining, it can host magnificent parties of 200+ guests! The contemporary home with architectural touches designed by Evans and Charlan are obvious at every turn. The 290 ft. dock leads to the only enclosed boathouse on the Halifax River of its size, capable of housing a 45 ft. boat or multiple smaller boats. A seawall is in place the entire length of the property, over 150 ft. and extends to the adjacent property which is also listed for sale.

Enjoy Florida’s East Coast living in the beachside community of Ormond Beach. Located directly on the Intracoastal Waterway and only 1/2 mile to the beach.

Schedule an appointment to see  1170 John Anderson Drive today 


2884 JOHN ANDERSON Drive Luxury riverfront homes

Luxurious Views! 3 Bedroom 2 Bath Pool home on the River

FALL INTO YOUR ZEN! This 2400+ LSF 3 bedroom 2.5 half bath pool home on the Intracoastal waterway ALSO has a boat house with lift for easy accessibility. Newer ROOF with hardwood floors AND equipped with a MODERN kitchen to have your morning coffee that leads you into the family room with a warm and inviting fireplace to enjoy your favorite tea at night time.
Watch the boats from the pool, back porch, the kitchen or the master suite. Every one of these areas has a SPECTACULAR VIEW! This home is ready for you to hang your favorite piece of art and call it your sanctuary. From sunset to sunrise the home exhibits beauty in its most tranquil state. Seize the moment and seize the day, this one won’t last long.

To see all of the Luxury homes currently on the Market search the Daytona Beach MLS. You can find all Luxury homes available on this page.


If you would like to view any of the properties listed above or any homes in the Daytona Beach Area please contact James Jestes of Beach Bum Reality. 386 315 4744 or email

5 Affordable Beachside homes Daytona Beach Peninsula

Are you ready to find your home on the Beach? I get lots of enjoyment taking my clients out to see whats available up and down the peninsula. Whether your looking for an affordable condo in Daytona Beach or up in Ormond By the Sea, I can get schedule you an appointment to see any condos or homes in the area. Below are just 5 affordable homes here in the area.

3761 Atlantic Ave S #10, Daytona Beach Shores, FL Steps to the Beach, Daytona Beach Shores  $139,900 2 bedrooms furniture included

Steps to the beach with ocean view from large balcony & the master bedroom. Tile floors, walk in closet in master are nice features. Kitchen cabinets are today’s look, stark white. Good sized utility room with full sized washer and dryer, a plus for this priced unit. This boutique building offers flexible rental and pet friendly. There is an over-sized one car garage w/new garage door. Property needs work, so bring your tools & your energy. Re-do and you’ll be ready to enjoy personal vacation time. Rent when you are not here, so close to Dunlawton, restaurants, etc. This will rent without a problem. Offsetting your low monthly fees and taxes. Seller says “let’s make a deal”

3110 Ocean Shore Blvd #109, Ormond Beach, FL $145,000 1st floor condo 2 bedroom 2 bath at the beach.

This Gorgeous Ocean view condo is move in ready! Located on 1st floor for easy grocery deliveries, access to the beautiful beach and heated pool. Completely furnished all the way down to the linens and dinnerware. Just bring your bathing suit and toothbrush! No shared laundry here, there is a stackable washer and dryer that conveys with the unit. Seabridge Condos recently underwent a $1.4 million restoration project completed with a 50 year warranty on the building and all assessments have been paid in full by the current owner. Covered parking, clubhouse, pool, car wash area, pet area and money making option of allowable weekly rentals make this piece of paradise a phenomenal find for anyone who appreciates the amazingly low price for owning on the Fabulous Florida Coastline!

1510 Ocean Shore Blvd #404, Ormond Beach, FL$75,900 Affordable 2 Bedroom at the beach!

Across the street from the Ocean! This is a 2 bedroom, 1 bath, end/corner unit with lots of sunshine. Bathroom has been updated with walk in shower and new toilet. New windows and new plantation shutter blinds. Non skid tile in living area and carpet in the bedrooms. New stove. New interior 6 panel doors. New furniture that is being sold with the unit. Newer AC unit and hotwater heater. 1 assigned parking space. Common area with grill. 2 small pets welcome. Flat screen TV does not convey with the sale.


1510 Ocean Shore Blvd #410, Ormond Beach, FL$85,000 2 Bedroom across from the beach!

NEW PRICE AND BRAND NEW AC UNIT! Steps to the ocean and across the street from Tom Renick Park with beach access, picnic areas, playground, and facilities! Move In Ready affordable condo is great for a vacation get away for that condo at the beach! This 2 Bedroom, 1.5 Bath Condo has 1140 living sf with a 2nd story views of the ocean and courtyard for BBQ’s is one of the best in Ocean Shores Condo complex. This unit has newer carpet, tile in kitchen and baths, and has been well maintained. Up to Two Small Pets are welcomed. Furnishings are available For Sale.Square footage received from tax rolls. All information recorded in the MLS intended to be accurate but cannot be guaranteed.

5500 Ocean Shore Blvd #B200, Ormond Beach, FLOcean Views for $119,900 Don’t miss this beach side opportunity

Ocean Views from Living room and bedroom and glassed in porch. Upgraded with new air conditioning and water heater. New interior paint, new shower in Master. Open floor plan. Light and bright. 3 pools. Private beach walk over to No Traffic area. Furniture included. Stackable washer & dryer in Kitchen. Assigned parking. Walk west and enjoy fishing in the Intracoastal Waterway. Guest Bedroom Furniture and Portable Air Conditioner Do Not Convey.

If you are in the Market for a home here in the Daytona Beach area  be sure to look through all the homes we have listed.  A great place to start is on our ocean front homes and condos page. You can store your favorites and even instantly request more info or a private tour of any home we have listed   Feel free to Call James Jestes 386 315 4744.