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2017 Welcome to your new home in Daytona Beach

It’s January and there are a lot of great homes coming on the market!

Interest rates are expected to rise several times this year making the first quarter a great time to  buy! Home prices have been slowly rising in the central part of Florida, on average home values rose 12.5% over the last 12 months.

Below are some of the listings in our office but dont let that limit what you see you can also search all of the homes in the area by clicking here: SEARCH FOR FLORIDA HOMES AND CONDOS.  FHA loans have some great new savings you can see more information on them below the listings.

If you have any questions or would like to see any properties give  James Jestes a call  386 315 4744

FIND YOUR NEXT HOME IN THE DAYTONA BEACH AREA

Some great new on Mortgages

HUD announced yesterday that the monthly mortgage insurance premium for FHA has decreased effective with all closings on or after January 27, 2017.

For 30 year fixed mortgages, the monthly premiums are dropping by 25 basis points, from .85% to .60%.  This can equal big savings over the life of the loan, for example:  On a $200,000 loan amount, this equates to a monthly savings of approximately $50 per month.  This also increases purchasing power!

To read the entire HUD announcement, please click on the following link: https://portal.hud.gov/hudportal/documents/huddoc?id=17-01ml.pdf

Remember, Our lender can offer Mortgages for FHA loans down to a 580 credit score when most banks require a 620 or 640 score!   Call James Jestes today to be put in touch with a lender that can help you purchase your new home!

BEACH SIDE CONDOS AND HOMES FOR SALE

 

I look forward to hearing from you!

Your Florida Real Estate Agent

James Jestes

 

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